Monday, February 19, 2007

Introducing India’s First Comprehensive Health Solution from Hygeiacare CHM Services (P) Ltd


The cost for normal doctor and hospital visits, as well as health insurance itself, has skyrocketed to levels that seem almost unimaginable, which is a main reason why most of these people who are self-employed or work for small businesses can not afford any health cover, insurance or any other health support. Even if some could afford it, in many cases they have pre-existing conditions that exclude them from obtaining a proper coverage. The rest have incomplete and insufficient covers, also due to the fact that no complete covers are available in the market. The devastating result is continuously neglected health and small health problems becoming major life and death situations.

The fact of the matter is that the cost of health care has increased beyond the means of most companies and their employees, which in turn has major impacts in the overall situation of individuals and their families as well as huge financial and economical impacts for the economy in general. With the rising cost of health care, an unexpected illness or medical emergency could be financially devastating. Only the right health plan can protect you and your family from health-related financial difficulties. Our"Complete Health Package" is the perfect solution to the currently prevailing problems in the Health Sector in India!

It not only provides a hospitalization cover with its tie-up with more than 1000 hospitals all over India, but also includes various preventive measures like health checks, doctor visits, specialists, medication, and much more.

And the best thing is: ALL services are completely cashless! No running around for reimbursements, no deductions in reimbursement! Simply obtain the services, go home and forget about it.

Our Health Plan would help you Sail through any Untoward Medical Contingency without landing you in a Financial Crunch. Given the High Cost of Health Care, it is Imperative to Protect Yourself and Your Family against any Medical Mishap.

We Take Care Of Your Health...

UNLIMITED consultations with a general physician at premier institutions like Apollo Clinics & other OPD centres.

##Health check for you and your spouse, including...

a.) Clinical examination / History by a doctor
b.) CBC
c.) Random Sugar
d.) Urine routine
e.) ECG


** Personal OPD Smart Card for your family, which gives you access to cashless OPD care in more than 100 empanelled OPD Clinics & hospitals all over the country.

** Personal IPD Card for each member of the family.

*The IPD Card gives you access to cashless hospitalisations in more than 1,000 empanelled hospitals all over the country.

*Maternity benefits are covered from the 1st year of association

*Free medical advice & counseling on our web site by empanelled doctors.

*Pre existing disease / injuries and cost incurred on medicines with hospitalisation are covered from second year of association.


* Health records will be available online

* Family Benefit value.

* Pre & Post hospitalization expenses

Additional Features

* Accidental death cover of Rs. 2 Lacs.

* Cover for permanent total and partial disability.

* Child Education Allowance (first letters in Capital) of Rs. 10,000/-each for the first and second child in case of accidental death of the proposer.

* Temporary Disability Compensation (first letters in Capital) of Rs. 2,000/- per week, for up to 104 weeks..

And You enjoy all these Services IN OPD :

* Unlimited Cashless OPD Services

* Unlimited Cashless Specialist Visits

* Cashless Tailor-made Health Checks

* Unlimited Cashless Diagnostics

* Unlimited Cashless Medication

* Unlimited Cashless Dental Care


CRITICAL CARE Benefits :

* Cashless Hospitalisation (IPD)

* Cashless Maternity Benefits

* Cashless Homoeopathic Treatments

* Cashless Ayurvedic Treatments

* Compensation in case of temporary disability

* Compensation in case of accidental death

* Children Education Allowance in case of accidental death


And above all: No worries about Renewal because you are the part of the strong Hygeiacare Family!

All these products combined in a completely hassle free One Window Solution!


It gives us great pleasure to provide you with an overview of the extraordinary group of highly reputed and nation wide trusted leaders of their respective business fields, with whom We Have tied up in order to create this truly unique and complete solution.